Broker Check


Available only from Guardian, The Living Balance Sheet® was designed to uncomplicate your finances and help you plan for your future. You can view a clear snapshot of all your accounts and assets, in one secure place. Better still, you can simulate different scenarios with the help of a Guardian Financial Representative, to understand how decisions you make with your money now can impact the future.

The Living Balance Sheet presents a time-tested philosophy of prioritizing aspects of your financial life. In essence, our approach is to help you protect what you have now, become a world -class saver, and effectively grow your assets throughout your life. Taking these steps enables you to enjoy more security now, while building toward a rewarding future. In short, it’s about getting the life you want.

The Living Balance Sheet® (LBS) and the LBS logo are service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. © Copyright 2005-2019 Guardian

Let's Get Started

We’re here for you!

Over 13,000 clients, over $850 Million assets under management, more than 9,000 life insurance policies, and more than 2,700 disability insurance policies.

Helpful Content

Curated articles, videos, and more for a more financially savvy you.


Steps to consider so you can potentially accumulate the money you'll need to pursue the retirement activities you want.

Learn more


Create an investment strategy that's designed to pursue your risk tolerance, time horizon, and goals.

Learn more


A well-structured insurance strategy can help protect your loved ones from the financial consequences of unexpected events.

Learn more


How to strike a balance between work and leisure is just one aspect of the wide-ranging Lifestyle matters.

Learn more

“Dirty Dozen” Tax Scams to Watch For

Every year the IRS releases its list of tax scams, spotlighting some ways that people try to separate you from your money.
Learn More

A Bucket Plan to Go with Your Bucket List

Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.
Learn More


Thank you!

Free Retirement Guide

It's never too soon to start preparing for retirement. But do you know what to look out for? Download our free ebook, "Retire Happy: A Simple Guide to Your Next Big Adventure."

Thank you! Oops!